How you manage student debts will help you to shape your financial future, because your repayment history and details of the amount of credit you have taken on - such as bank loans or credit cards - will be registered on your credit report. Read on for more detailed information in the following article.

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If money is going to be a factor in your choice, then there's one very basic rule to follow when working out how expensive going to a university will be. North = cheap. South = expensive. This is particularly true of rent, the biggest cost to students: 10 out of 10 of the most costly institutions to live in are the self-catering halls in London.